Life Insurance

You can rest easy when you have the peace of mind knowing your loved ones are protected from the unexpected with a life insurance policy.

Questions about Life Insurance?

Contact a local FBFS agent!

What is Life Insurance?

Simply put, a life insurance policy will provide benefits to your chosen beneficiaries upon your death. If your death occurs during the coverage period of your selected policy, the people you specify as beneficiaries will receive benefits from the policy either as a lump sum or through flexible income payment options. These benefits are paid directly to your beneficiaries, so there should be no additional costs or delays in receiving the financial benefit you’ve secured for them.

Is Life Insurance Worth It?

Life insurance is an essential part of your financial well-being. It’s also great at providing peace of mind for the future. But did you know it can provide so much more than that? Life insurance plans provide benefits you may not be aware of. A lot goes into choosing life insurance coverage; policies are not one-size-fits-all.

Is Obtaining Life Insurance Complicated?

Getting life insurance may be even easier than you might think. Depending on the coverage amount you want and certain policy eligibility requirements, you may be able to get life insurance quotes and protection without even leaving your home. Connect with an agent to learn more.

How Much Coverage Do You Need?

This might surprise you, but coverage needs change over time. Choose life insurance that will grow with you through all of life’s changes —whether with a new spouse, new baby, new home or new job. You can be confident that your life insurance policy is with you every step of the way. Make sure you have the appropriate coverage for whatever life throws at you –check your coverage with our life insurance calculator or contact your agent for a SuperCheck ® .

Coverage That Works Harder for You

Today’s life insurance plans can do more than ever before – including offering income to live on if you become ill. Of course, there are some rules around how these policy features work, but having the option to use your life insurance while you’re living can ease your mind and your financial burden if the unexpected happens. Ask your agent about the benefits of our Daily Living Rider.

Get the Right Fit

We offer three types of life insurance: term life, whole life and universal life. Each serves as protection for your loved ones, but differs in price and coverage characteristics. No matter which type of coverage you choose, life insurance premiums are almost always lower when you’re younger and healthier, so don’t wait! With the right type of policy, you may also be able to use accumulated cash value in the account to finance a college education, fill in the gaps of your retirement income, purchase a home or pay other expenses.

Get Started Today

Your local Farm Bureau agent can provide unmatched value by taking the work out of choosing life insurance and customizing a policy that works for you and your family.

It’s your future. Let’s protect it. ®

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Securities & services offered through FBL Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC. Advisory services offered through FBL Wealth Management, LLC+.

Individual must be a registered representative of FBL Marketing Services, LLC or an investment adviser representative with FBL Wealth Management, LLC+ to discuss securities products. Individual must be released by FBL Wealth Management, LLC to offer advisory services.

Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT. Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY. Individual must be licensed with issuing company to offer insurance products.

IMPORTANT: The information and material contained on this website is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This website briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy.

+Affiliates *Company providers of Farm Bureau Financial Services.